Can you really start an online business in Nigeria without any money and still get paid daily? The answer is a big YES. In fact, with just your phone and internet connection, you can launch multiple income streams that require zero investment and still pay you every single day.
If you’re a student, unemployed, a stay-at-home parent, or just tired of being broke and waiting till the end of the month for money, this article is for you. Let’s explore real online businesses in Nigeria that don’t require any upfront capital but can still pay you consistently.
1. Affiliate Marketing
Affiliate marketing is one of the easiest online businesses you can start without investment in Nigeria—and yes, you can get paid daily.
How it works:
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You promote someone else’s product or service using a special link (called an affiliate link).
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When people click and buy or register through your link, you earn a commission.
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Many affiliate programs pay you immediately or daily after successful referrals.
Where to get started:
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1xBet Affiliate Program: Earn commission every time someone registers and bets using your link.
🔥 Join the 1xBet Affiliate Program here -
OPay Referral Program: Refer people to download the OPay app, and get rewarded for every signup.
👉 Start with OPay here
You can promote your links on WhatsApp, Facebook, Telegram, or even TikTok. No money needed—just a phone and social media.
2. Freelancing
If you can write, design, edit videos, manage social media, or even translate languages, freelancing is a goldmine you can tap into immediately.
Platforms to get paid:
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Fiverr
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Upwork
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PeoplePerHour
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Freelancer.com
You don’t need to pay to start on any of these platforms. Just sign up, create a profile, and start applying for gigs.
Tip: Offer your services in Facebook groups and WhatsApp statuses to land faster jobs. Some clients pay daily or same-day after work is completed.
3. Make Money with Telegram Channels
Join legit Telegram channels that share daily opportunities. Some even offer daily tasks like:
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Sharing a post
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Inviting others
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Testing new websites
And they pay you instantly via bank or USDT.
One of the top channels in Nigeria for this is:
💰 Join the Make Money Telegram Channel here
You’ll find daily updates on:
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Free ways to make money
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Giveaways
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Job tips
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Affiliate links you can use to earn
No money needed to start—just join and start taking action.
4. Content Creation (No Equipment Needed)
Think content creation is only for people with ring lights and cameras? Think again. With just your phone, you can start creating:
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Short TikTok videos
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Instagram Reels
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Facebook Stories
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YouTube Shorts
You can grow your page and start:
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Selling shout-outs
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Promoting affiliate links
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Getting paid for brand promotions
Many Nigerians are now earning daily from views, tips, or affiliate sales on platforms like TikTok or Facebook.
5. Online Tutoring or Teaching
Are you good at math, English, coding, or any subject? You can start teaching online today—and get paid instantly by your students.
Ways to start:
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Offer WhatsApp classes for ₦500–₦1,000 per student
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Advertise in Facebook groups or school forums
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Teach skills like Canva, Microsoft Word, or even “how to use Google Docs”
Start with free Zoom or Telegram classes. Get your students to pay after each class or weekly.
6. WhatsApp TV Business
Turn your WhatsApp into a daily income tool. With as little as 200–300 active contacts, you can:
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Sell airtime or data
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Promote affiliate links
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Run paid ads for businesses
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Share daily tasks for referral apps
Post valuable content (news, memes, updates) and grow your status views. When you have attention, you can make money without spending a kobo.
7. Dropshipping Without Money
You don’t need to buy or hold goods to sell products online. Dropshipping means you post products online, and when someone buys, you collect payment, order it from the supplier, and keep your profit.
Where to start:
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Find cheap products on Jumia, Konga, or local WhatsApp sellers
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Post them on Facebook Marketplace, WhatsApp, or Instagram
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When people order, you forward to the supplier
You don’t pay upfront. You only order when you get paid. With fast marketing, you can get sales and payments daily.
Summary Table: Online Businesses That Pay Daily in Nigeria Without Investment
| Online Business | Investment Needed | How You Get Paid | Where to Start |
|---|---|---|---|
| Affiliate Marketing | ❌ None | Daily or instantly | 1xBet, OPay, Telegram |
| Freelancing | ❌ None | After each job (daily) | Fiverr, Upwork, Facebook groups |
| Telegram Channels | ❌ None | Instantly or daily tasks | Join Here |
| Content Creation | ❌ None | From views, tips, or links | TikTok, Instagram, YouTube |
| Online Tutoring | ❌ None | Daily or class-by-class | WhatsApp, Facebook |
| WhatsApp TV | ❌ None | Through sales, ads, or links | Your WhatsApp contacts |
| Dropshipping | ❌ None | Profit from each sale | Jumia, Facebook, WhatsApp |
Final Thoughts: Start Now, No Excuses
You no longer need to wait for capital, a laptop, or a perfect plan. With just your smartphone and data, you can start an online business that pays you daily in Nigeria—without spending a single naira.
📌 Want fast, daily commissions?
👉 Join 1xBet and start earning today
📌 Prefer passive savings with cashback?
🚀 Sign up on OPay here for daily interest
📌 Want daily tips and opportunities to make money online for free?
💬 Join the Make Money Telegram Channel
Start where you are. Use what you have. Earn what you deserve.